The law firm of Kuffel, Hultgrenn, Klashke, Shea & Ellerd, LLP, represents clients throughout southeastern Washington in all aspects of Chapter 7 bankruptcy. Our bankruptcy attorneys take the time to fully explain the advantages and disadvantages inherent in any Chapter 7 filing and work to ensure that it is the best option for your debt relief needs for clients in Kennewick, Pasco, Richland and surrounding areas.
We work closely with all our clients to understand their debt relief goals. We conduct a thorough review of your financial situation and the nature of the debts for which you wish to seek a discharge. In some instances, we may recommend a different approach if there are other options that we feel may provide a better result.
Property Exemptions in Chapter 7 Bankruptcy
Our Richland bankruptcy lawyers understand the concerns many people have regarding the potential loss of personal property in the process of a Chapter 7 bankruptcy. Both the state of Washington and the federal government provide certain exemptions that protect debtors from having essential assets seized by a trustee.
In general terms, property exemptions include provisions for the following:
- Home Furnishings
- Tools Necessary to do Your job
- Retirement Accounts
- Public Benefits
- Life Insurance Payments
- Child Support and Alimony
As part of our initial case review, we will advise you on whether the Washington or federal exemptions would provide the most benefit in your case.
Guiding You Through a Complex Process
We will be there with you at every step, from the filing of your initial Chapter 7 petition to the final discharge of your debts. We will be there with you at the creditors meeting and any other hearings or court appearances that may be required in your case. Once your Chapter 7 petition has been filed, all debt collection, foreclosure and repossession activity must stop immediately. If creditors continue to contact you or take any other action against you, we will address those issues on your behalf. Contact our office to discuss your legal concerns with a lawyer. We are available during our regular business hours of 8AM to 5PM, Monday through Friday. Our office is conveniently located next to the Red Lion in Pasco.